US Paycheck Calculator
Estimate US take-home pay with 2026 federal income tax, Social Security, Medicare, deductions and transparent state-tax coverage.
2026 federal & payroll tax engineAbout this paycheck estimate
Choose a state to see whether a state income-tax figure is included. States without broad wage income tax return a verified $0; other state rules are clearly flagged as pending verification.
Gross pay vs. net pay
Gross pay is earnings before taxes and deductions. Net pay is the amount left after estimated taxes and the deductions you entered. The result card also shows annual, monthly, biweekly and weekly views.
Federal assumptions for tax year 2026
The calculator uses 2026 federal brackets and standard deductions for your filing status. Employee Social Security is 6.2% up to the annual wage base, and Medicare is 1.45% of covered wages, with additional Medicare where applicable. Tax credits and local payroll rules are not included.
Paycheck calculator FAQs
How is a US paycheck calculated?
Gross pay is reduced by entered pre-tax deductions. The calculator estimates federal income tax using 2026 federal brackets and standard deductions, then applies employee Social Security and Medicare tax. State coverage is stated in the result.
Does my state have state income tax?
State wage-income-tax rules vary. Select your state in the calculator to see its coverage note.
How accurate is the estimate?
It is a planning estimate, not tax, legal, accounting or financial advice. Credits, dependents, local taxes, supplemental wages and employer payroll settings can change the actual amount withheld.